The Center for Responsible Lending reports that just since January 1, more than 240,000 new foreclosures have begun in America -- or one every 13 seconds. If anybody really wants the economic bleeding to stop, CRL says, they should start by cauterizing this open wound. CRL is a Durham-based organization with national expertise and clout. Check out their report -- and their up-to-the-second count of new foreclosures in '09 -- at their website.